Non-Convertible Debentures (NCDs)

Non-Convertible Debentures (NCDs) are fixed-income investment instruments issued by companies to raise long-term capital. Unlike convertible debentures, NCDs cannot be converted into equity shares and offer investors predictable returns through fixed or floating interest payments over a defined tenure.

Stable Returns with Structured Security

NCDs are suitable for investors seeking steady income with relatively lower risk compared to equity investments. They may be secured or unsecured, with secured NCDs backed by company assets, providing an added layer of safety. These instruments are commonly used by companies to fund expansion, refinancing, or working capital needs.

Attractive Investment & Portfolio Diversification

With higher interest rates than traditional fixed deposits and clear maturity timelines, NCDs help investors diversify their portfolios while generating regular income. Careful evaluation of credit ratings, issuer strength, and tenure ensures informed investment decisions aligned with long-term financial goals.